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A certified check is guaranteed by a bank and essentially proves to the payee that you have enough funds in your account to cover the transaction. By Justin Pritchard. Your own bank or credit union is the best option for dealing with checks you receive. Please help us keep our site clean and safe by following our posting guidelines , and avoid disclosing personal or sensitive information such as bank account or phone numbers.
You then sign the front as if it were a personal check. This compensation may impact how and where products appear on this site including, for example, the order in which they appear. This information is printed on the check; you cannot write it in yourself.
Like this article? What makes a cashier's check different from a personal check is the guarantee. Use a cashier's check if...
You need to know the exact amount before you can receive the check. Be sure to keep your receipt in case you need proof of payment or want to track when the order is received. You cannot receive a blank cashier's check. Not necessarily! How do I apply for a cashier's check to get money for a car and furniture?
Whoever receives one of these instruments will deposit it just like a check, or they can attempt to cash the payment if their bank allows. Make sure to get a receipt in case you lose or damage the check; unlike a personal check, you can't simply tear it up and write a new one.
Otherwise, the bank wants to be sure that you're using available funds to pay for the check. None of these answers accurately describe a cashier's check. Please help us keep our site clean and safe by following our posting guidelines , and avoid disclosing personal or sensitive information such as bank account or phone numbers.
Post Office for a small fee. Assuming you don't know or trust whoever you're paying, you might not want to reveal your full name, phone number, or home address. Choose the Right Bank Account for You.