I emailed my lo two days ago and she said she was sending my paperwork to closing either today or tomorrow and I won't get a HUD 1 until Friday and our closing is on Tuesday so I am not sure if we'll be getting any papers before Tuesday. Good Luck!!!
Now, just before closing, you will receive a Closing Disclosure CD form. This period is extendable to 21 days with proper written notice.
In other words, the underwriter has determined that you are a good candidate for a loan, which is why it's a conditional approval. Just talked to the gas company to switch service over to my name at the house and they were talking about billing options and I was lost. Does closing take very long?
Confirm that the wiring instructions are correct, especially the recipient account number. For example, if you stick with your current lender, the process may be a little more streamlined. It might not, though.
Turn on suggestions. It could simply be a missed signature here or there.
Many people feel that the mortgage process takes too long. Get up to 5 Offers at LendingTree. So stay in touch with your loan officer, who is probably your primary point of contact.
Your Job You can help speed the underwriting process.
Talk to a Lender: If a loan does not check all the boxes, the mortgage will be declined. The process starts with the Uniform Residential Loan Application, a form that asks you to provide information about your income, job status, employment history and debts.
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